Most Contractors do not carry proper insurance because it is so costly. What kinds of insurance is needed and why you should insist on nothing less?
Insurance is one of the most important topics that a consumer should to talk about with a contractor or consultant. When comparing estimates carefully review the contractors insurance and obtain certificates with their name on it prior to any work on your property.
Click here for a sample Insurance Certificate
Compensation Insurance –
When you hire a contractor who does not have Workers Compensation Insurance, any injury of the contractors employees, which occurs during the project, is the liability falls to the property owner. A contractor with Workers Compensation Insurance is responsible for any injury's to its own employee's. C2G Environmental carries 1 Million dollars in Compensation Insurance to protect its employees
Liability Insurance –
When you hire a contractor who does not have Liability Insurance, any injury to anyone other than the contractor's employee's is the liability of the property owner. In addition, any damage caused by the contractor to a neighboring property, is also the liability of the property owner. A contractor's Liability Insurance is responsible for any injury or damage as a result of the contractors actions or inactions including failing to complete the work or improperly completed work. C2G Environmental carries 5 Million Dollars in Liability Insurance to protect you, the property owner.
Pollution Liability Insurance –
When you hire a contractor for environmental work without Pollution Liability Insurance, you, the property owner is liable for any contamination caused by the contents of your tank until it reaches its approved and regulated destination. A contractor with Pollution Insurance absorbs this risk. C2G Environmental carries 5 Million Dollars in Pollution Liability Insurance to protect you, the property owner.
Professional Liability –
Professional Liability Insurance is especially important when hiring an environmental contractor. When you hire a contractor without Professional Liability Insurance and the contractor fails to file all required documents and follow or proper handling procedures, then you, the property owner, are liable for all associated fines. When you hire a contractor with Professional Liability Insurance, you are protected from the contractors failure to comply. C2G Environmental carries 5 Million Dollars in Professional Liability Insurance to protect you, the property owner.
C2G Environmental has the following Insurance:
5 Million Dollar General Liability Insurance
5 Million Dollar Pollution Liability Insurance
5 Million Dollar Professional Liability Insurance
1 Million Dollar Compensation Insurance
So Compare then Choose!